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  1. The Journey around Post-war America
  2. Lore

Post-War American Currency Standard

Primary Currency — Bullion Marks

Gold Equivalent

Bullion Marks are the high-value currency of serious traders, caravan companies, banks, warlords, and old-world vaults. They are not always literal gold coins. Most are stamped bullion chips, sealed gold-backed notes, or verified trade bars marked by major caravan houses.

They are used for buying land, vehicles, power armor, rare tech, large shipments, faction contracts, or bribes big enough to change a town’s future.

Common names:
Bullion Marks, Gold Marks, Trade Bullion, Hard Marks

Example value:
1 Bullion Mark = 100 Caps


Secondary Currency — Bottle Caps

Silver Equivalent

Bottle caps are the everyday backbone of trade. They are durable, hard to counterfeit in bulk, recognizable across huge distances, and already accepted by most wastelanders. Caps are what people use for weapons, food, ammo, medicine, inn rooms, repairs, gambling, and small contracts.

Caps are not “low value.” They are the dependable middle currency, like silver once was. A person with caps can survive almost anywhere.

Common names:
Caps, Trade Caps, Water Caps, Hard Caps

Example value:
1 Cap = 10 Scrap Chits


Tertiary Currency — Scrap Chits

Copper Equivalent

Scrap Chits are the lowest-value currency, used for tiny purchases and poor settlements where even caps are too valuable to waste. They can be stamped copper washers, brass tags, cut pre-war pennies, railway tokens, casino slugs, or town-issued metal bits backed by useful scrap.

People use them for a cup of boiled water, a bowl of rad-roach stew, a night in a common room, low-grade ammo, patchwork repairs, or children running errands through a settlement.

Common names:
Scrap Chits, Copper Bits, Tin Tags, Washers, Pennies, Brass

Example value:
10 Scrap Chits = 1 Cap


Simple Exchange Rate

TierCurrencyValuePrimary1 Bullion Mark100 CapsSecondary1 Bottle Cap10 Scrap ChitsTertiary1 Scrap Chit Smallest trade value

So the full chain would be:

1 Bullion Mark = 100 Caps = 1,000 Scrap Chits

Primary Currency: Bullion Marks
Secondary Currency: Bottle Caps
Tertiary Currency: Scrap Chits