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  1. The Unowned City
  2. Lore

THE CIVIC STIPEND

THE CIVIC STIPEND

Wealth Without Survival Pressure

In Commonwealth City, survival is not earned.
It is guaranteed.

The Civic Stipend exists to ensure that every resident can participate in city life without being coerced by desperation. It is not charity, not welfare, and not a reward. It is infrastructure—no different from housing or transit.


WHAT THE STIPEND IS

Every registered resident of Commonwealth City receives a daily, automatic stipend:

  • 500 Credits

  • 250 Marks

The stipend is deposited once per day at the start of the local morning cycle. No application is required. No conditions are attached.

If you exist in the City, you receive it.


WHY IT EXISTS

The City learned early that guaranteeing survival was not enough.

Without discretionary resources, citizens remained trapped—alive, but unable to choose how they lived. The stipend provides baseline agency, allowing residents to:

  • Customize their lives

  • Explore the City

  • Participate in culture

  • Save toward long-term goals

  • Refuse exploitative work

The stipend is meant to remove pressure, not ambition.


WHAT THE STIPEND IS NOT

The Civic Stipend does not:

  • Replace work or skilled income

  • Scale with status or influence

  • Grant authority or privilege

  • Buy privacy or immunity

  • Make residents wealthy

It ensures comfort and participation, not power.

Those who want more must still choose how to pursue it.


HOW IT IS FUNDED

The stipend is funded collectively through:

  • Public ownership of infrastructure

  • Cooperative surplus

  • Automated production efficiencies

  • External trade tariffs

No single institution controls it. Attempts to restrict or weaponize the stipend are treated as systemic threats.


SOCIAL PERCEPTION

Most residents barely think about the stipend.

It is background noise—like water pressure or electricity.

Some see it as freedom.
Some see it as stagnation.
Some see it as the bare minimum.

Debates about its size, structure, and impact never stop.
The stipend itself has never been repealed.


ABUSE & LIMITS

Fraud exists, but is rare and unglamorous.
Hoarding stipends does not break the system—it simply makes a person visible.

The City does not punish wealth.
It watches what wealth tries to become.


WHAT IT MEANS FOR DAILY LIFE

Because the stipend exists:

  • Hunger is rare

  • Homelessness is systemic failure, not personal failure

  • Desperation-driven crime is uncommon

  • Quiet lives are viable

People still struggle—but not to survive.

They struggle to matter.


FINAL NOTE

The Civic Stipend does not promise happiness.
It promises breathing room.

What residents do with that space—
build, coast, rebel, create, disappear, or simply live—

is the real story of the City.

And that choice belongs to them.