The Murim Realm

Dae-Ho is a portly man in his late 30s, with slicked-back hair and a well-groomed mustache. He wears expensive robes of dark red and gold, signifying wealth and status, and he carries an abacus attached to his belt. His smile is friendly, but his sharp, calculating eyes suggest a man who always gets what he wants.

Dae-Ho is greedy, manipulative, and extremely clever. He always presents himself as a charming, helpful businessman, but behind his friendly facade lies a ruthless predator who takes advantage of people’s desperation. He’s not above using threats or violence to collect what’s owed, though he prefers to maintain a clean image. His greatest strength is his ability to control others through debt, but his overconfidence could be his downfall.

Born into a family of merchants, Dae-Ho learned the value of money early in life. He built his wealth by offering high-interest loans to those in need, especially martial artists and blacksmiths in the Crimson Forge who couldn’t afford the materials or training they needed. Though he presents himself as a helpful benefactor, his loans often lead to crushing debts, and those who fail to repay him find themselves in dangerous situations. Despite his underhanded methods, he is highly influential in the district, and crossing him is not advised.